Form: 424B3

Prospectus [Rule 424(b)(3)]



PRUDENTIAL PREMIER® RETIREMENT VARIABLE ANNUITY

PRUDENTIAL PREMIER® INVESTMENT VARIABLE ANNUITY

PRUCO LIFE INSURANCE COMPANY
PRUCO LIFE FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

PRUCO LIFE INSURANCE COMPANY OF NEW JERSEY
PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT


Supplement dated July 24, 2020
to Prospectuses dated April 27, 2020
This Supplement should be read in conjunction with the current Prospectus for your Annuity and should be retained for future reference. This Supplement is intended to update certain information in the Prospectus for the variable annuity you own and is not intended to be a prospectus or offer for any other variable annuity that you do not own. Defined terms used herein and not otherwise defined herein shall have the meanings given to them in the Prospectuses and Statements of Additional Information.
This Supplement contains information about changes to certain Portfolios of the Advanced Series Trust available through your Annuity and updates other information in the prospectus for your Annuity. Please check your Annuity Prospectus to determine which of the following changes affect the Annuity that you own. If you would like another copy of the current Annuity Prospectus, please call us at 1-888-PRU-2888.
Effective June 1, 2020, changes were made to the fee waivers or expense reimbursements, and total expenses for certain Portfolios of the Advanced Series Trust. The table captioned “Underlying Portfolio Annual Expenses” in the “Summary of Contract Fees and Charges” section of the Prospectus is revised as follows with respect to the Portfolios shown below:
UNDERLYING PORTFOLIO ANNUAL EXPENSES
(as a percentage of the average daily net assets of the underlying Portfolios)
 
 
FUNDS
Management
 Fees
Other Expenses
Distribution
 (12b-1)
 Fees
Dividend
 Expense on
 Short Sales
Broker Fees and Expenses on Short Sales
Acquired Portfolio Fees & Expenses
Total Annual Portfolio Operating Expenses
Fee Waiver
or Expense
Reimbursement
Net Annual Fund Operating Expenses
AST AB Global Bond Portfolio*
0.62%
0.03%
0.25%
0.00%
0.00%
0.00%
0.90%
0.02%
0.88%
AST Wellington Management Global Bond Portfolio*
0.62%
0.03%
0.25%
0.00%
0.00%
0.00%
0.90%
0.04%
0.86%
*See notes immediately below for important information about this fund.
AST AB Global Bond Portfolio 
The Manager has contractually agreed to waive 0.0156% of its investment management fee through June 30, 2021. This arrangement may not be terminated or modified without the prior approval of the Trust’s Board of Trustees.
AST Wellington Management Global Bond Portfolio
The Manager has contractually agreed to waive 0.040% of its investment management fee through June 30, 2021. This arrangement
may not be terminated or modified without the prior approval of the Trust’s Board of Trustees.






THIS SUPPLEMENT SHOULD BE READ AND RETAINED FOR FUTURE REFERENCE.

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