424B3: Prospectus [Rule 424(b)(3)]

Pruco Life Insurance Company
Pruco Life Insurance Company of New Jersey

Prudential Premier B Series, L Series, and X Series

Strategic Partners Advisor

Strategic Partners Annuity One
Strategic Partners Plus
Strategic Partners Annuity One 3
Strategic Partners Plus 3

Strategic Partners FlexElite

Supplement, dated June 9, 2006
To
Prospectuses, dated May 1, 2006

We make the following changes, to reflect the fact that, with respect to
certain optional benefits, changes that we may make to the investment options
that are required in connection with the benefit will apply only prospectively.

In Section 5 of the prospectuses for Strategic Partners Advisor, Pruco Life
Insurance Company Strategic Partners Annuity One and Strategic Partners Plus,
Strategic Partners Annuity One 3 and Strategic Partners Plus 3, and Pruco Life
Insurance Company Strategic Partners FlexElite (i.e., What Is The Lifetime Five
Income Benefit?), we add the following to the end of the fourth bullet within
the initial section of that portion of the prospectus:

"As specified in this paragraph, you generally must allocate your contract
value in accordance with the then-available option(s) that we may prescribe, in
order to elect and maintain Lifetime Five. If, subsequent to your election of
the benefit, we change our requirements for how contract value must be
allocated under the benefit, that new requirement will apply only to new
elections of the benefit, and will not compel you to re-allocate your contract
value in accordance with our newly-adopted requirements. All subsequent
transfers and purchase payments will be subject to the new investment
limitations."


With respect to the prospectuses for the Prudential Premier Series, in the
section entitled "Living Benefit Programs", we amend the fourth bullet under
"Other Important Considerations" within the section describing the Lifetime
Five Income Benefit to read as follows:

"In general, you must allocate your Account Value in accordance with the
then-available option(s) that we may prescribe, in order to elect and maintain
the Lifetime Five program. If, subsequent to your election of the benefit, we
change our requirements for how Account Value must be allocated under the
benefit, that new requirement will apply only to new elections of the benefit,
and will not compel you to re-allocate your Account Value in accordance with
our newly-adopted requirements. All subsequent transfers and purchase payments
will be subject to the new investment limitations."

With respect to the prospectuses for Strategic Partners Annuity One 3,
Strategic Partners Plus 3, and Pruco Life Insurance Company Strategic Partners
FlexElite, we make the following changes:

. With regard to our description of the Spousal Lifetime Five Program, we
replace the fourth bullet in the sub-section entitled "Other Important
Considerations" with the following:

"In general, you must allocate your contract value in accordance with the
then-available option(s) that we may prescribe, in order to elect and maintain
Spousal Lifetime Five. If, subsequent to your election of the benefit, we
change our requirements for how contract value must be allocated under the
benefit, that new requirement will apply only to new elections of the benefit,
and will not compel you to re-allocate your contract value in accordance with
our newly-adopted requirements. All subsequent transfers and purchase payments
will be subject to the new investment limitations."

With respect to the prospectuses for the Prudential Premier Series, we make the
following changes:

. With regard to our description of the Spousal Lifetime Five Program, we
replace the fourth bullet in the sub-section entitled "Other Important
Considerations" with the following:

"In general, you must allocate your Account Value in accordance with the
then-available option(s) that we may prescribe, in order to elect and maintain
the Spousal Lifetime Five program. If, subsequent to your election of the
benefit, we change our requirements for how Account Value must be allocated
under the benefit, that new requirement will apply

2


only to new elections of the benefit, and will not compel you to re-allocate
your Account Value in accordance with our newly-adopted requirements. All
subsequent transfers and purchase payments will be subject to the new
investment limitations."

With respect to the prospectuses for Pruco Life Insurance Company's Strategic
Partners Annuity One 3, Strategic Partners Plus 3, and Strategic Partners
FlexElite, we make the following changes:

. With regard to our description of the Highest Daily Value death benefit
in Section 4, we add the following to the end of the fourth paragraph:

"In general, you must allocate your contract value in accordance with the
then-available option(s) that we may prescribe, in order to elect and maintain
the Highest Daily Value death benefit. If, subsequent to your election of the
benefit, we change our requirements for how contract value must be allocated
under the benefit, that new requirement will apply only to new elections of the
benefit, and will not compel you to re-allocate your contract value in
accordance with our newly-adopted requirements. All subsequent transfers and
purchase payments will be subject to the new investment limitations."

With respect to the prospectus for Pruco Life Insurance Company's Prudential
Premier Series, we make the following changes:

. With regard to our description of the Highest Daily Value death benefit
under "Death Benefit", we add the following to the end of the second
paragraph of that section:

"If, subsequent to your election of the benefit, we change our requirements for
how Account Value must be allocated under the benefit, that new requirement
will apply only to new elections of the benefit, and will not compel you to
re-allocate your Account Value in accordance with our newly-adopted
requirements. All subsequent transfers and purchase payments will be subject to
the new investment limitations."

This prospectus supplement is intended to amend the prospectus for the annuity
you own, and is not intended to be a prospectus or offer for any annuity listed
here that you do not own.

3