424B3: Prospectus [Rule 424(b)(3)]

Pruco Life Insurance Company
Pruco Life Insurance Company Of New Jersey

Prudential Premier Series

Strategic Partners Annuity One
Strategic Partners Plus
Strategic Partners Annuity One 3
Strategic Partners Plus 3

Strategic Partners FlexElite

Strategic Partners Advisor

Strategic Partners Select

Supplement, dated August 14, 2006
To
Prospectuses, dated May 1, 2006

In this supplement, we:

1. announce changes to the non-fundamental investment policies of certain
portfolios of the Prudential Series Fund. For the most part, these
changes relate to the definition of the capitalization level of the
securities that the portfolio generally will acquire; and

2. announce new subadvisers, and name changes, for certain Portfolios; and

3. for the AST High Yield Portfolio, announce the resignation of Goldman
Sachs Asset Management, L.P. as subadviser; and

4. for Pruco Life Insurance Company of New Jersey's Prudential Premier
annuity, clarify that the "Death Benefit Target Date" for the Highest
Anniversary Value Death Benefit is defined as the later of the Annuity
Anniversary on or after the 80/th/ birthday of the current Owner, the
oldest of either joint Owner or the Annuitant, if entity owned, or five
years after the Issue Date of the Annuity; and

5. for certain of the above-referenced annuities, make changes regarding
the step-up feature of the Lifetime Five and Spousal Lifetime Five
benefits; and

6. include expanded disclosure regarding payments received from underlying
fund subadvisers and other underlying fund affiliates.


Each of these changes becomes effective on or about August 14, 2006, unless
otherwise indicated.

CHANGES PERTAINING TO PRUDENTIAL SERIES FUND AND AST HIGH YIELD PORTFOLIO

The changes to the Prudential Series Fund Portfolios set out below are
effective as of August 25, 2006, and apply to each of the above-referenced
prospectuses, other than those for the Prudential Premier Series.

SP DAVIS VALUE PORTFOLIO

Currently, the first full sentence of the prospectus description of this
portfolio states that "[t]he Portfolio invests primarily in common stocks of
U.S. companies with market capitalizations of at least $5 billion." We replace
that sentence with the following: "[t]he Portfolio invests primarily in stocks
of U.S. companies with market capitalizations within the market capitalization
range of the Russell 1000 Value Index."

SP MID CAP GROWTH PORTFOLIO

Currently, the third full sentence of the prospectus description of this
portfolio states that "[m]edium market capitalization companies are defined by
the Portfolio as companies with market capitalizations equaling or exceeding
$250 million but not exceeding the top of the Russell Mid Cap Growth Index
range at the time of the Portfolio's investment." We replace that sentence with
the following: "[t]he Portfolio generally defines medium market capitalization
companies as those companies with market capitalizations within the market
capitalization range of the Russell Mid Cap Growth Index."

SP LSV INTERNATIONAL VALUE PORTFOLIO

Effective on or about November 13, 2006, Thornburg Investment Management, Inc.
will be added as a subadviser to this Portfolio, and the Portfolio's name will
be changed to SP International Value Portfolio.

SP STRATEGIC PARTNERS FOCUSED GROWTH PORTFOLIO

Currently, the third full sentence of the prospectus description of this
portfolio states "[e]ach Sub-adviser to the Portfolio utilizes a growth style
to select approximately 20 securities", and in the last sentence, makes
references to 40 equity-related securities. We replace the third sentence with
the following: "[e]ach investment Sub-adviser to the Portfolio utilizes a
growth style: Jennison selects approximately 20 securities and
AllianceBernstein selects approximately 30 securities", and we replace the
reference to 40 equity-related securities with 50 equity-related securities.

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SP WILLIAM BLAIR INTERNATIONAL GROWTH PORTFOLIO

Effective on or about November 13, 2006, Marsico Capital Management, LLC will
be added as a subadvisor to this Portfolio, and the Portfolio's name will be
changed to SP International Growth Portfolio.

AST HIGH YIELD PORTFOLIO

Goldman Sachs Asset Management, L.P. has resigned as one of the subadvisers to
this Portfolio.

STEP-UP CHANGES FOR LIFETIME FIVE AND SPOUSAL LIFETIME FIVE

The changes below with respect to the Lifetime Five Income Benefit apply to
each of the above-referenced prospectuses, other than those for Strategic
Partners Select. The changes below with respect to the Spousal Lifetime Five
Income Benefit apply to each of the above-referenced prospectuses, other than
those for Strategic Partners Select, Strategic Partners Annuity One, Strategic
Partners Plus, and Strategic Partners Advisor.

Lifetime Five Income Benefit
- ----------------------------

The following prospectus revisions reflect, for elections of this benefit on or
after March 20, 2006, a reduced waiting period (i.e. from 3 years to 1 year)
for the step-up of certain values associated with the Lifetime Five Income
Benefit and a change to the threshold requirement associated with the Auto
Step-Up feature of the benefit.

The prospectus changes set forth below reflect the exact disclosure to be added
to the prospectuses for the Prudential Premier Series annuities. We make the
same changes to the prospectuses for the Strategic Partners annuities listed
immediately above, except that: (a) the Strategic Partners annuities use
different defined terms--- contract value rather than Account Value, contract
anniversary rather than Annuity Anniversary, and contract date rather than
Issue Date and (b) as indicated below, the disclosure is inserted in a
different part of the Strategic Partners prospectuses. Finally, please note
that because the Prudential Premier Series was first offered beginning on
May 1, 2006, the portions of the discussion below pertaining to the rules in
place prior to March 20, 2006 do not apply to Prudential Premier Series.

In the section of the Prudential Premier prospectuses entitled "Living Benefit
Programs", sub-section entitled "Lifetime Five Income Benefit (Lifetime Five)",
under the heading "Key Feature - Protected Withdrawal Value" the following
replaces the first, second and third paragraphs appearing after the bullet
points. For the Strategic Partners annuities, the pertinent section is "What Is
The Lifetime Five Income Benefit", Protected Withdrawal Value, first, second,
and third paragraphs after the bullet points.

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You may elect to step-up your Protected Withdrawal Value if, due to positive
market performance, your Account Value is greater than the Protected Withdrawal
Value.

If you elected Lifetime Five on or after March 20, 2006:

. you are eligible to step-up the Protected Withdrawal Value on or after
the 1st anniversary of the first withdrawal under Lifetime Five.


. the Protected Withdrawal Value can be stepped up again on or after the
1st anniversary of the preceding step-up.

[For the Strategic Partners annuities only]: If you elected Lifetime Five prior
to March 20, 2006 and that original election remains in effect:

. you are eligible to step-up the Protected Withdrawal Value on or after
the 5th anniversary of the first withdrawal under Lifetime Five.

. the Protected Withdrawal Value can be stepped up again on or after the
5th anniversary of the preceding step-up.

In either scenario (i.e., elections before or after March 20, 2006) if you
elect to step-up the Protected Withdrawal Value, and on the date you elect
to step-up, the charges under Lifetime Five have changed for new purchasers,
you may be subject to the new charge at the time of step-up. Upon election
of the step-up, we increase the Protected Withdrawal Value to be equal to
the then current Account Value. For example, assume your initial Protected
Withdrawal Value was $100,000 and you have made cumulative withdrawals of
$40,000, reducing the Protected Withdrawal Value to $60,000. On the date you
are eligible to step-up the Protected Withdrawal Value, your Account Value
is equal to $75,000. You could elect to step-up the Protected Withdrawal
Value to $75,000 on the date you are eligible. If your current Annual Income
Amount and Annual Withdrawal Amount are less than they would be if we did
not reflect the step-up in Protected Withdrawal Value, then we will increase
these amounts to reflect the step-up as described below.

An optional automatic step-up ("Auto Step-Up") feature is available for this
benefit. This feature may be elected at the time the benefit is elected or at
any time while the benefit is in force.

If you elected Lifetime Five on or after March 20, 2006 and have also
elected the Auto Step-Up feature:

. the first Auto Step-Up opportunity will occur on the 1st Annuity
Anniversary that is at least one year after the later of (1) the date of
the first withdrawal under Lifetime Five or (2) the most recent step-up.

. your Protected Withdrawal Value will only be stepped-up if 5% of the
Account Value is greater than the Annual Income Amount by any amount.

. if at the time of the first Auto Step-Up opportunity, 5% of the Account
Value is not greater than the Annual Income Amount, an Auto Step-Up
opportunity will occur on each successive Annuity Anniversary until a
step-up occurs.

. once a step-up occurs, the next Auto Step-Up opportunity will occur on
the 1st Annuity

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Anniversary that is at least one year after the most recent step-up.

[For the Strategic Partners annuities only]: If you elected Lifetime Five prior
to March 20, 2006 and have also elected the Auto Step-Up feature:

. the first Auto Step-Up opportunity will occur on the Annuity Anniversary
that is at least five years after the later of (1) the date of the first
withdrawal under Lifetime Five or (2) the most recent step-up.

. your Protected Withdrawal Value will only be stepped-up if 5% of the
Account Value is greater than the Annual Income Amount by 5% or more.

. if at the time of the first Auto Step-Up opportunity, 5% of the Account
Value does not exceed the Annual Income Amount by 5% or more, an Auto
Step-Up opportunity will occur on each successive Annuity Anniversary
until a step-up occurs.

. once a step-up occurs, the next Auto Step-Up opportunity will occur on
the Annuity Anniversary that is at least 5 years after the most recent
step-up.

In either scenario (i.e., elections before or after March 20, 2006), if on
the date that we implement an Auto Step-Up to your Protected Withdrawal Value,
the charge for Lifetime Five has changed for new purchasers, you may be subject
to the new charge at the time of such step-up. Subject to our rules and
restrictions, you will still be permitted to manually step-up the Protected
Withdrawal Value even if you elect the Auto Step-Up feature.

"Example 3. Step-up of the Protected Withdrawal Value" in both the Prudential
Premier prospectuses and the applicable Strategic Partners prospectuses is
replaced with the following hypothetical example. In addition, in the
assumptions that precede the examples, we delete item 5, which states that "the
Account Value on February 1, 2010 is equal to $280,000".

If the Annual Income Amount ($13,250) is withdrawn each year starting on
March 1, 2006 for a period of 3 years, the Protected Withdrawal Value on
February 1, 2012 would be reduced to $225,250 {$265,000 - ($13,250 X 3)}. If a
step-up is elected on February 1, 2012, and the Account Value on February 1,
2012 is $280,000, then the following values would result:

. Protected Withdrawal Value = Account Value on February 1, 2012 = $280,000

. Annual Income Amount is equal to the greater of the current Annual Income
Amount or 5% of the stepped up Protected Withdrawal Value. Current Annual
Income Amount is $13,250. 5% of the stepped up Protected Withdrawal Value
is 5% of $280,000, which is $14,000. Therefore, the Annual Income Amount
is increased to $14,000.

. Annual Withdrawal Amount is equal to the greater of the current Annual
Withdrawal Amount or 7% of the stepped up Protected Withdrawal Value.
Current Annual Withdrawal Amount is $18,550. 7% of the stepped-up
Protected Withdrawal Value is 7% of $280,000, which is $19,600. Therefore
the Annual Withdrawal Amount is increased to $19,600.

. Because the Issue Date and Effective Date of Lifetime Five for this
example is prior to March 20, 2006, if the step-up request on February 1,
2012 was due to the election of the auto step-up feature, we would first
check to see if an auto step-up should occur by checking to see if 5% of
the Account Value exceeds the Annual Income Amount by 5% or more. 5% of
the Account Value is equal to 5% of $280,000, which is $14,000. 5% of the
Annual Income Amount

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($13,250) is $662.50, which added to the Annual Income Amount is $13,912.50.
Since 5% of the Account Value is greater than $13,912.50, the step-up would
still occur in this scenario, and all of the values would be increased as
indicated above. Had the Issue Date and Effective Date of the Lifetime Five
benefit been on or after March 20, 2006, the step-up would still occur because
5% of the Account Value is greater than the Annual Income Amount.

Spousal Lifetime Five Income Benefit
- ------------------------------------

The following prospectus revisions reflect a reduced waiting period (i.e. from
3 years to 1 year) for the step-up of the Annual Income Amount and a change to
the threshold requirement associated with the Auto Step-Up feature:

The prospectus changes set forth below reflect the disclosure to be added to
the prospectuses for the Prudential Premier Series Annuity. We make the same
changes to the prospectuses for the Strategic Partners annuities listed above,
except that: (a) the Strategic Partners annuities use different defined
terms--- contract value rather than account value, contract anniversary rather
than Annuity Anniversary, and contract date rather than Issue Date and (b) as
indicated below, the disclosure is inserted in a different part of the
Strategic Partners prospectuses.

In the section of the Prudential Premier prospectuses entitled "Living Benefit
Programs", sub-section entitled "Spousal Lifetime Five Income Benefit (Lifetime
Five)", under the heading "Key Feature - Annual Income Amount Under the Spousal
Life Income Benefit" the following replaces the second and third paragraphs.
For the Strategic Partners annuities, the pertinent section is "What Is The
Lifetime Five Income Benefit", Spousal Lifetime Five Income Benefit, Annual
Income Amount Under The Spousal Life Income Benefit, second and third
paragraphs.

You may elect to step-up your Annual Income Amount if, due to positive
market performance, 5% of your Account Value is greater than the Annual Income
Amount. You are eligible to step-up the Annual Income Amount on or after the
1st anniversary of the first withdrawal under Spousal Lifetime Five. The Annual
Income Amount can be stepped up again on or after the 1st anniversary of the
preceding step-up. If you elect to step-up the Annual Income Amount, and on the
date you elect to step-up, the charges under Spousal Lifetime Five have changed
for new purchasers, you may be subject to the new charge at the time of such
step-up. When you elect a step-up, your Annual Income Amount increases to equal
5% of your Account Value after the step-up. Your Annual Income Amount also
increases if you make additional Purchase Payments. The amount of the increase
is equal to 5% of any additional Purchase Payments. Any increase will be added
to your Annual Income Amount beginning on the day that the step-up is effective
or the Purchase Payment is made. A determination of whether you have exceeded
your Annual Income Amount is made at the time of each withdrawal; therefore a
subsequent increase in the Annual Income Amount will not offset the effect of a
withdrawal that exceeded the Annual Income Amount at the time the withdrawal
was made.

An optional automatic step-up ("Auto Step-Up") feature is available for this
benefit. This feature may be elected at the time the benefit is elected or at
any time while the benefit is in force. If you elect this feature, the first
Auto Step-Up opportunity will occur on the 1st Annuity Anniversary that is at
least one year after the later of (1) the date of the first withdrawal under
Spousal Lifetime Five or (2) the most recent step-up. At this time, your Annual
Income Amount will be stepped-up if 5% of your Account Value is greater than
the Annual Income Amount by

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any amount. If 5% of the Account Value does not exceed the Annual Income
Amount, then an Auto Step-Up opportunity will occur on each successive Annuity
Anniversary until a step-up occurs. Once a step-up occurs, the next Auto
Step-Up opportunity will occur on the 1st Annuity Anniversary that is at least
1 year after the most recent step-up. If, on the date that we implement an Auto
Step-Up to your Annual Income Amount, the charge for Spousal Lifetime Five has
changed for new purchasers, you may be subject to the new charge at the time of
such step-up. Subject to our rules and restrictions, you will still be
permitted to manually step-up the Annual Income Amount even if you elect the
Auto Step-Up feature.

"Example 3. Step-up of the Annual Income Amount" under each applicable
prospectus is replaced with the following:

Example 3. Step-up of the Annual Income Amount

If a step-up of the Annual Income Amount is requested on February 1, 2010 or
the Auto Step-Up feature was elected, the step-up would occur because 5% of the
Account Value, which is $14,000 (5% of $280,000), is greater than the Annual
Income Amount of $13,250. The new Annual Income Amount will be equal to $14,000.

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ADDITIONAL DISCLOSURE REGARDING CERTAIN PAYMENT ARRANGEMENTS

Within Section 2 of the prospectus for each of Strategic Partners Annuity One,
Strategic Partners Plus, Strategic Partners Annuity One 3, Strategic Partners
Plus 3, Strategic Partners Advisor, Strategic Partners Select, and Strategic
Partners FlexElite (What Investment Options Can I Choose?), we replace the
paragraph under Variable Investment Options that begins "[I]n addition, the
investment adviser, sub-adviser or distributor . . ." with the following:

In addition, an investment adviser, sub-adviser or distributor of the
underlying portfolios may also compensate us by providing reimbursement,
defraying the costs of, or paying directly for, among other things, marketing
and/or administrative services and/or other services they provide in connection
with the contract. These services may include, but are not limited to:
sponsoring or co-sponsoring various promotional, educational or marketing
meetings and seminars attended by distributors, wholesalers, and/or broker
dealer firms' registered representatives, and creating marketing material
discussing the contract, available options, and underlying portfolios. The
amounts paid depend on the nature of the meetings, the number of meetings
attended by the adviser, sub-adviser, or distributor, the number of
participants and attendees at the meetings, the costs expected to be incurred,
and the level of the adviser's, sub-adviser's or distributor's participation.
These payments or reimbursements may not be offered by all advisers,
sub-advisers, or distributors, and the amounts of such payments may vary
between and among each adviser, sub-adviser, and distributor depending on their
respective participation.

With respect to the prospectuses for the Prudential Premier Series, under "What
Is The Legal Structure Of The Underlying Funds? - Service Fees . . .", we
replace the second paragraph that begins "[I]n addition, the investment
adviser, sub-adviser or distributor . . ." with the following:

In addition, an investment adviser, sub-adviser or distributor of the
underlying Portfolios may also compensate us by providing reimbursement,
defraying the costs of, or paying directly for, among other things, marketing
and/or administrative services and/or other services they provide in connection
with the Annuity. These services may include, but are not limited to:
sponsoring or co-sponsoring various promotional, educational or marketing
meetings and seminars attended by distributors, wholesalers, and/or broker
dealer firms' registered representatives, and creating marketing material
discussing the contract, available options, and underlying Portfolios. The
amounts paid depend on the nature of the meetings, the number of meetings
attended by the adviser, sub-adviser, or distributor, the number of
participants and attendees at the meetings, the costs expected to be incurred,
and the level of the adviser's, sub-adviser's or distributor's participation.
These payments or reimbursements may not be offered by all advisers,
sub-advisers, or distributors, and the amounts of such payments may vary
between and among each adviser, sub-adviser, and distributor depending on their
respective participation.

This prospectus supplement is intended to amend the prospectus for the
annuity you own, and is not intended to be a prospectus or offer for any
annuity listed here that you do not own.

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