Ratings
For more information about a particular rating, click on the rating agency to visit their Web site.
As of August 4, 2026
These ratings are provided for information purposes only. Ratings are solely the opinions of the rating agencies. Prudential Financial, Inc. does not endorse, and accepts no responsibility for, the ratings issued by the rating agencies. Ratings may be changed, superseded or withdrawn by the rating agencies at any time.
Financial Strength Ratings
| Firm Name | A.M. Best | Standard & Poor's | Moody's | Fitch Ratings |
|---|---|---|---|---|
| The Prudential Insurance Company of America | A+ | AA- | Aa3 | AA- |
| PRUCO Life Insurance Company | A+ | AA- | Aa3 | AA- |
| PRUCO Life Insurance Company of New Jersey | A+ | AA- | NR | AA- |
| The Prudential Life Insurance Co., Ltd. (Prudential of Japan) | NR | A+ | NR | NR |
| Gibraltar Life Insurance Company, Ltd. | NR | A+ | NR | NR |
| The Prudential Gibraltar Financial Life Insurance Co. Ltd. | NR | A+ | NR | NR |
Credit Ratings
Prudential Financial, Inc.
| Debt Type | A.M. Best | Standard & Poor's | Moody's | Fitch Ratings |
|---|---|---|---|---|
| Short-Term Borrowings | AMB-1 | A-1 | P-2 | F1 |
| Long-Term Senior Debt | a- | A | A3 | A- |
| Junior Subordinated Long-Term Debt | bbb | BBB+ | Baa1 | BBB |
The Prudential Insurance Company of America
| Debt Type | A.M. Best | Standard & Poor's | Moody's | Fitch Ratings |
|---|---|---|---|---|
| Capital and surplus notes | a | A | A2 | A |
Prudential Funding, LLC
| Debt Type | A.M. Best | Standard & Poor's | Moody's | Fitch Ratings |
|---|---|---|---|---|
| Short Term Debt | AMB-1 | A-1+ | P-1 | F1+ |
| Long-Term Senior Debt | a+ | AA- | (P)A1 | NR |
PRICOA Global Funding I
| Debt Type | A.M. Best | Standard & Poor's | Moody's | Fitch Ratings |
|---|---|---|---|---|
| Long-Term Senior Debt | aa- | AA- | Aa3 | AA- |
NR indicates not rated.