Form: POS AMI

Post-effective amendment (for filings made under the 1940 Act only)

INDEPENDENT AUDITOR'S CONSENT

Published on






EXHIBIT (a)(23)



INDEPENDENT AUDITORS' CONSENT

We consent to (a) the use in this Post-Effective Amendment No. 6 to Registration
Statement No. 33-37587 on Form S-1 of Pruco Life Insurance Company of our report
dated March 15, 1996, relating to the consolidated financial statements of Pruco
Life Insurance Company and subsidiaries appearing in the Prospectus, which is
part of this Registration Statement; (b) the use in Part II of this Registration
Statement of our report dated March 15, 1996, relating to the financial
statement schedules of Pruco Life Insurance Company and subsidiaries listed in
Item 16(b); and (c) the reference to us under the heading "Experts" in such
Prospectus.



/s/ Deloitte & Touche LLP
Parsippany, New Jersey
April 4, 1996

II-6