AUDITORS' CONSENT
Published on
EXHIBIT (a)(23)
INDEPENDENT AUDITORS' CONSENT
We consent to the use in this Post-Effective Amendment No.7 to Registration
Statement No.33-37587 on Form 5-1 of Pruco Life Insurance Company of (a) our
report dated March 15, 1996, relating to the consolidated financial statements
of Pruco Life Insurance Company and Subsidiaries appearing in the Prospectus,
which is part of this Registration Statement; (b) the use in Part II of this
Registration Statement of our report dated March 15, 1996, relating to the
financial statement schedules of Pruco Life Insurance Company and Subsidiaries
listed in Item 16(b); and (c) the reference to us under the heading "Experts" in
such Prospectus.
/s/ Deloitte & Touche LLP
Parsippany, New Jersey
April 4,1996
II-8