Form: 10-K

Annual report [Section 13 and 15(d), not S-K Item 405]

EXHIBIT 24

Published on


Exhibit 24
POWER OF ATTORNEY


KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature
appears below constitutes and appoints Thomas C. Castano, William J. Eckert, IV,
Clifford E. Kirsch and Andrew J. Mako, each of them severally, his true and
lawful attorney-in-fact with power of substitution and resubstitution to sign in
his name, place and stead, in any and all capacities, to do any and all things
and execute any and all instruments that such attorney may deem necessary or
advisable under the Securities Exchange Act of 1934, and any rules, regulations
and requirements of the Securities and Exchange Commission (the "Commission") in
connection with filing with the Commission of an Annual Report on Form 10-K of
Pruco Life Insurance Company (the "Registrant") for the fiscal year ended
December 31, 2003 ("Form 10-K"); including specifically, but without limiting
the generality of the foregoing, the power and authority to sign his name in his
respective capacity as a member of the Board of Directors of the Registrant to
the Form 10-K and such other form or forms as may be appropriate to be filed
with the Commission as any of them may deem appropriate, together will all
exhibits thereto, and to any and all amendments thereto and to any other
documents filed with the Commission, as fully for all intents and purposes as he
might or could do in person, and hereby ratifies and confirms all said
attorneys-in-fact and agents, each acting alone, and his substitute or
substitutes, may lawfully do or cause to be done by virtue hereof.



IN WITNESS WHEREOF, I have hereunto set my hand this 4th day of March
2004.












/s/ David R. Odenath, Jr.
--------------------------------------
David R. Odenath, Jr.





Exhibit 24
POWER OF ATTORNEY


KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature
appears below constitutes and appoints Thomas C. Castano, William J. Eckert, IV,
Clifford E. Kirsch and Andrew J. Mako, each of them severally, his true and
lawful attorney-in-fact with power of substitution and resubstitution to sign in
his name, place and stead, in any and all capacities, to do any and all things
and execute any and all instruments that such attorney may deem necessary or
advisable under the Securities Exchange Act of 1934, and any rules, regulations
and requirements of the Securities and Exchange Commission (the "Commission") in
connection with filing with the Commission of an Annual Report on Form 10-K of
Pruco Life Insurance Company (the "Registrant") for the fiscal year ended
December 31, 2003 ("Form 10-K"); including specifically, but without limiting
the generality of the foregoing, the power and authority to sign his name in his
respective capacity as a member of the Board of Directors of the Registrant to
the Form 10-K and such other form or forms as may be appropriate to be filed
with the Commission as any of them may deem appropriate, together will all
exhibits thereto, and to any and all amendments thereto and to any other
documents filed with the Commission, as fully for all intents and purposes as he
might or could do in person, and hereby ratifies and confirms all said
attorneys-in-fact and agents, each acting alone, and his substitute or
substitutes, may lawfully do or cause to be done by virtue hereof.



IN WITNESS WHEREOF, I have hereunto set my hand this 26th day of
February 2004.











/s/ Vivian L. Banta
--------------------------------------
Vivian L. Banta


Exhibit 24
POWER OF ATTORNEY


KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature
appears below constitutes and appoints Thomas C. Castano, William J. Eckert, IV,
Clifford E. Kirsch and Andrew J. Mako, each of them severally, his true and
lawful attorney-in-fact with power of substitution and resubstitution to sign in
his name, place and stead, in any and all capacities, to do any and all things
and execute any and all instruments that such attorney may deem necessary or
advisable under the Securities Exchange Act of 1934, and any rules, regulations
and requirements of the Securities and Exchange Commission (the "Commission") in
connection with filing with the Commission of an Annual Report on Form 10-K of
Pruco Life Insurance Company (the "Registrant") for the fiscal year ended
December 31, 2003 ("Form 10-K"); including specifically, but without limiting
the generality of the foregoing, the power and authority to sign his name in his
respective capacity as a member of the Board of Directors of the Registrant to
the Form 10-K and such other form or forms as may be appropriate to be filed
with the Commission as any of them may deem appropriate, together will all
exhibits thereto, and to any and all amendments thereto and to any other
documents filed with the Commission, as fully for all intents and purposes as he
might or could do in person, and hereby ratifies and confirms all said
attorneys-in-fact and agents, each acting alone, and his substitute or
substitutes, may lawfully do or cause to be done by virtue hereof.



IN WITNESS WHEREOF, I have hereunto set my hand this 27th day of
February 2004.











/s/ Richard J. Carbone
--------------------------------------
Richard J. Carbone


Exhibit 24
POWER OF ATTORNEY


KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature
appears below constitutes and appoints Thomas C. Castano, William J. Eckert, IV,
Clifford E. Kirsch and Andrew J. Mako, each of them severally, his true and
lawful attorney-in-fact with power of substitution and resubstitution to sign in
his name, place and stead, in any and all capacities, to do any and all things
and execute any and all instruments that such attorney may deem necessary or
advisable under the Securities Exchange Act of 1934, and any rules, regulations
and requirements of the Securities and Exchange Commission (the "Commission") in
connection with filing with the Commission of an Annual Report on Form 10-K of
Pruco Life Insurance Company (the "Registrant") for the fiscal year ended
December 31, 2003 ("Form 10-K"); including specifically, but without limiting
the generality of the foregoing, the power and authority to sign his name in his
respective capacity as a member of the Board of Directors of the Registrant to
the Form 10-K and such other form or forms as may be appropriate to be filed
with the Commission as any of them may deem appropriate, together will all
exhibits thereto, and to any and all amendments thereto and to any other
documents filed with the Commission, as fully for all intents and purposes as he
might or could do in person, and hereby ratifies and confirms all said
attorneys-in-fact and agents, each acting alone, and his substitute or
substitutes, may lawfully do or cause to be done by virtue hereof.



IN WITNESS WHEREOF, I have hereunto set my hand this 5th day of March
2004.












/s/ Helen M. Galt
--------------------------------------
Helen M. Galt


Exhibit 24
POWER OF ATTORNEY


KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature
appears below constitutes and appoints Thomas C. Castano, William J. Eckert, IV,
Clifford E. Kirsch and Andrew J. Mako, each of them severally, his true and
lawful attorney-in-fact with power of substitution and resubstitution to sign in
his name, place and stead, in any and all capacities, to do any and all things
and execute any and all instruments that such attorney may deem necessary or
advisable under the Securities Exchange Act of 1934, and any rules, regulations
and requirements of the Securities and Exchange Commission (the "Commission") in
connection with filing with the Commission of an Annual Report on Form 10-K of
Pruco Life Insurance Company (the "Registrant") for the fiscal year ended
December 31, 2003 ("Form 10-K"); including specifically, but without limiting
the generality of the foregoing, the power and authority to sign his name in his
respective capacity as a member of the Board of Directors of the Registrant to
the Form 10-K and such other form or forms as may be appropriate to be filed
with the Commission as any of them may deem appropriate, together will all
exhibits thereto, and to any and all amendments thereto and to any other
documents filed with the Commission, as fully for all intents and purposes as he
might or could do in person, and hereby ratifies and confirms all said
attorneys-in-fact and agents, each acting alone, and his substitute or
substitutes, may lawfully do or cause to be done by virtue hereof.



IN WITNESS WHEREOF, I have hereunto set my hand this 27th day of
February 2004.












/s/ Ronald P. Joelson
--------------------------------------
Ronald P. Joelson

Exhibit 24

POWER OF ATTORNEY


KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature
appears below constitutes and appoints Thomas C. Castano, William J. Eckert, IV,
Clifford E. Kirsch and Andrew J. Mako, each of them severally, his true and
lawful attorney-in-fact with power of substitution and resubstitution to sign in
his name, place and stead, in any and all capacities, to do any and all things
and execute any and all instruments that such attorney may deem necessary or
advisable under the Securities Exchange Act of 1934, and any rules, regulations
and requirements of the Securities and Exchange Commission (the "Commission") in
connection with filing with the Commission of an Annual Report on Form 10-K of
Pruco Life Insurance Company (the "Registrant") for the fiscal year ended
December 31, 2003 ("Form 10-K"); including specifically, but without limiting
the generality of the foregoing, the power and authority to sign his name in his
respective capacity as a member of the Board of Directors of the Registrant to
the Form 10-K and such other form or forms as may be appropriate to be filed
with the Commission as any of them may deem appropriate, together will all
exhibits thereto, and to any and all amendments thereto and to any other
documents filed with the Commission, as fully for all intents and purposes as he
might or could do in person, and hereby ratifies and confirms all said
attorneys-in-fact and agents, each acting alone, and his substitute or
substitutes, may lawfully do or cause to be done by virtue hereof.



IN WITNESS WHEREOF, I have hereunto set my hand this 4th day of March
2004.












/s/ James J. Avery, Jr.
--------------------------------------
James J. Avery, Jr.