POWERS OF ATTORNEY
Published on
Exhibit 24.1
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as he might or could do in person, and hereby ratifies and
confirms all said attorneys-in-fact and agents, each acting alone, and his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /s/ FRANKLIN E. AGNEW
----------------------
Franklin E. Agnew
Director
1
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as he might or could do in person, and hereby ratifies and
confirms all said attorneys-in-fact and agents, each acting alone, and his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /s/ FREDERIC K. BECKER
-----------------------
Frederic K. Becker
Director
2
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as an officer of the Registrant to the
Form 10-K and such other form or forms as may be appropriate to be filed with
the Commission as any of them may deem appropriate, together with all exhibits
thereto, and to any and all amendments thereto and to any other documents filed
with the Commission, as fully for all intents and purposes as he might or could
do in person, and hereby ratifies and confirms all said attorneys-in-fact and
agents, each acting alone, and his substitute or substitutes, may lawfully do
or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 18/th/ day of March
2002.
By: /s/ RICHARD J. CARBONE
-----------------------
Richard J. Carbone
Chief Financial Officer
3
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as he might or could do in person, and hereby ratifies and
confirms all said attorneys-in-fact and agents, each acting alone, and his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /s/ GILBERT F. CASELLAS
------------------------
Gilbert F. Casellas
Director
4
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as he might or could do in person, and hereby ratifies and
confirms all said attorneys-in-fact and agents, each acting alone, and his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /s/ JAMES G. CULLEN
--------------------
James G. Cullen
Director
5
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, her
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in her name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign her name in her respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as she might or could do in person, and hereby ratifies
and confirms all said attorneys-in-fact and agents, each acting alone, and her
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /s/ CAROLYNE K. DAVIS
----------------------
Carolyne K. Davis
Director
6
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as he might or could do in person, and hereby ratifies and
confirms all said attorneys-in-fact and agents, each acting alone, and his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /s/ ALLAN D. GILMOUR
---------------------
Allan D. Gilmour
Director
7
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as he might or could do in person, and hereby ratifies and
confirms all said attorneys-in-fact and agents, each acting alone, and his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
/s/ WILLIAM H. GRAY III
By: ------------------------
William H. Gray III
Director
8
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as he might or could do in person, and hereby ratifies and
confirms all said attorneys-in-fact and agents, each acting alone, and his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /s/ JON F. HANSON
-------------------
Jon F. Hanson
Director
9
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as he might or could do in person, and hereby ratifies and
confirms all said attorneys-in-fact and agents, each acting alone, and his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /s/ GLEN H. HINER
------------------
Glen H. Hiner
Director
10
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, her
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in her name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign her name in her respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as she might or could do in person, and hereby ratifies
and confirms all said attorneys-in-fact and agents, each acting alone, and her
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /s/ CONSTANCE J. HORNER
------------------------
Constance J. Horner
Director
11
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as he might or could do in person, and hereby ratifies and
confirms all said attorneys-in-fact and agents, each acting alone, and his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /s/ GAYNOR N. KELLEY
---------------------
Gaynor N. Kelley
Director
12
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as he might or could do in person, and hereby ratifies and
confirms all said attorneys-in-fact and agents, each acting alone, and his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /s/ BURTON G. MALKIEL
----------------------
Burton G. Malkiel
Director
13
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as an officer of the Registrant to the
Form 10-K and such other form or forms as may be appropriate to be filed with
the Commission as any of them may deem appropriate, together with all exhibits
thereto, and to any and all amendments thereto and to any other documents filed
with the Commission, as fully for all intents and purposes as he might or could
do in person, and hereby ratifies and confirms all said attorneys-in-fact and
agents, each acting alone, and his substitute or substitutes, may lawfully do
or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 18/th/ day of March
2002.
By: /s/ ANTHONY S. PISZEL
----------------------
Anthony S. Piszel
Controller
14
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as he might or could do in person, and hereby ratifies and
confirms all said attorneys-in-fact and agents, each acting alone, and his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /s/ ARTHUR F. RYAN
----------------------------------
Arthur F. Ryan
Chairman, Chief Executive Officer,
President and Director
15
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, her
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in her name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign her name in her respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as she might or could do in person, and hereby ratifies
and confirms all said attorneys-in-fact and agents, each acting alone, and her
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /s/ IDA F.S. SCHMERTZ
----------------------
Ida F.S. Schmert
Director
16
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as he might or could do in person, and hereby ratifies and
confirms all said attorneys-in-fact and agents, each acting alone, and his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /s/ CHARLES R. SITTER
----------------------
Charles R. Sitter
Director
17
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as he might or could do in person, and hereby ratifies and
confirms all said attorneys-in-fact and agents, each acting alone, and his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /s/ DONALD L. STAHELI
----------------------
Donald L. Staheli
Director
18
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as he might or could do in person, and hereby ratifies and
confirms all said attorneys-in-fact and agents, each acting alone, and his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /s/ RICHARD M. THOMSON
-----------------------
Richard M. Thomson
Director
19
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as he might or could do in person, and hereby ratifies and
confirms all said attorneys-in-fact and agents, each acting alone, and his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /s/ JAMES A. UNRUH
-------------------
James A. Unruh
Director
20
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as he might or could do in person, and hereby ratifies and
confirms all said attorneys-in-fact and agents, each acting alone, and his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /s/ P. ROY VAGELOS, M.D.
-------------------------
P. Roy Vagelos, M.D.
Director
21
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as he might or could do in person, and hereby ratifies and
confirms all said attorneys-in-fact and agents, each acting alone, and his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /s/ STANLEY C. VAN NESS
------------------------
Stanley C. Van Ness
Director
22
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Arthur F. Ryan, Mark B. Grier, Richard J.
Carbone, C. Edward Chaplin and John M. Liftin, and each of them severally, his
true and lawful attorney-in-fact with power of substitution and resubstitution
to sign in his name, place and stead, in any and all capacities, to do any and
all things and execute any and all instruments that such attorney may deem
necessary or advisable under the Securities Exchange Act of 1934, and any
rules, regulations and requirements of the Securities and Exchange Commission
(the "Commission") in connection with filing with the Commission of an Annual
Report on Form 10-K of Prudential Financial, Inc. (the "Registrant") for the
fiscal year ended December 31, 2001 ("Form 10-K"); including specifically, but
without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
or officer of the Registrant to the Form 10-K and such other form or forms as
may be appropriate to be filed with the Commission as any of them may deem
appropriate, together with all exhibits thereto, and to any and all amendments
thereto and to any other documents filed with the Commission, as fully for all
intents and purposes as he might or could do in person, and hereby ratifies and
confirms all said attorneys-in-fact and agents, each acting alone, and his
substitute or substitutes, may lawfully do or cause to be done by virtue hereof.
IN WITNESS WHEREOF, I have hereunto set my hand this 12/th/ day of March
2002.
By: /S/ PAUL A. VOLCKER
--------------------
Paul A. Volcker
Director
23