Form: POS AM

Post-effective amendment to a registration statement that is not immediately effective upon filing

EXHIBIT 99.(B)

Published on



PRUCO LIFE CONSOLIDATED




5. REINSURANCE

The Company assumes and cedes reinsurance with Prudential and other
companies. The effect of reinsurance for the years ended December 31, is
summarized as follows:



1997 1996 1995
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LIFE INSURANCE PREMIUMS

Gross Amount $ 51,851 $ 53,776 $ 44,357
Ceded to other companies (3,724) (3,379) (2,268)
Assumed from other companies 1,369 1,128 -
------------ ------------ ------------
NET AMOUNT $ 49,496 $ 51,525 $ 42,089
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1997 1996 1995
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LIFE INSURANCE IN FORCE

Gross Amount $ 47,328,495 $ 47,430,580 $ 47,822,892
Ceded to other companies (1,292,395) (1,172,449) (822,619)
------------ ------------ ------------
NET AMOUNT $ 46,036,100 $ 46,258,131 $ 47,000,273
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