Form: POS AM

Post-effective amendment to a registration statement that is not immediately effective upon filing

EXHIBIT 99.23(A)

Published on




CONSENT OF INDEPENDENT ACCOUNTANTS



We hereby consent to the use in the Prospectus constituting part of this
Post-Effective Amendment No. 2 to the registration statement on Form S-1 (the
"Registration Statement") of our report dated March 20, 1998, relating to the
financial statements of the Pruco Life of New Jersey Flexible Premium Variable
Annuity Account, which appears in such Prospectus.


We also consent to the use in the Prospectus constituting part of this
Registration Statement of our report dated March 23, 1998, relating to the
financial statements of Pruco Life Insurance Company of New Jersey, which
appears in such Prospectus.


We also consent to the reference to us under the heading "Experts" in the
Prospectus.




PRICE WATERHOUSE LLP

New York, New York
April 15, 1998