Form: 10-Q

Quarterly report [Sections 13 or 15(d)]

Exhibit 12.1

 

PRUDENTIAL FINANCIAL, INC.

RATIO OF EARNINGS TO FIXED CHARGES

 

    Three months ended
March 31, 2007


  Year Ended December 31,

 
      2006

  2005

  2004

  2003

  2002

 
            ($ in millions)  

Earnings:

                                     

Income from continuing operations before income taxes, extraordinary gain on acquisition and cumulative effect of accounting change

  $ 1,549   $ 4,725   $ 4,502   $ 3,357   $ 1,965   $ 89  

Undistributed income (loss) of investees accounted for under the equity method

    105     101     306     116     94     (37 )

Interest capitalized

    —       —       —       —       —       8  
   

 

 

 

 

 


Adjusted earnings

    1,444     4,624     4,196     3,241     1,871     118  
   

 

 

 

 

 


Add fixed charges:

                                     

Interest credited to policyholders’ account balances

    843     2,917     2,699     2,359     1,857     1,869  

Gross interest expense(1)

    341     1,161     775     492     403     435  

Interest component of rental expense

    15     58     64     66     103     150  
   

 

 

 

 

 


Total fixed charges

    1,199     4,136     3,538     2,917     2,363     2,454  
   

 

 

 

 

 


Total earnings plus fixed charges

  $ 2,643   $ 8,760   $ 7,734   $ 6,158   $ 4,234   $ 2,572  
   

 

 

 

 

 


Ratio of earnings to fixed charges

    2.20     2.12     2.19     2.11     1.79     1.05  
   

 

 

 

 

 



(1) Includes interest expense of securities businesses reported in “Net investment income” in the Consolidated Statements of Operations, capitalized interest and amortization of debt discounts and premiums.