Exhibit 99.9

 

PRUDENTIAL FINANCIAL, INC.

Schedule V

Valuation and Qualifying Accounts

For the Years Ended December 31, 2006, 2005 and 2004 (in millions)

 

     Additions      

Description

  

Balance at
Beginning of

Period

   Charged to
Costs and
Expenses
   Other     Deductions     Affect of
Foreign
Exchange Rates
    Balance at
End
of Period
              

2006

              

Allowance for losses on commercial loans

   $ 248    $ —      $ —       $ 64 (a)   $ 1     $ 185

Valuation allowance on deferred tax asset

     676      4      —         75 (b)     (13 )     592
                                            
   $ 924    $ 4    $ —       $ 139     $ (12 )   $ 777
                                            

2005

              

Allowance for losses on commercial loans

   $ 600    $ —      $ —       $ 303 (c)   $ (49 )   $ 248

Valuation allowance on deferred tax asset

     677      167      —         151 (b)     (17 )     676
                                            
   $ 1,277    $ 167    $ —       $ 454     $ (66 )   $ 924
                                            

2004

              

Allowance for losses on commercial loans

   $ 597    $ —      $ —       $ 19 (d)   $ 22     $ 600

Valuation allowance on deferred tax asset

     230      15      435 (e)     35 (b)     32       677
                                            
   $ 827    $ 15    $ 435     $ 54     $ 54     $ 1,277
                                            

(a)   Represents $57 million of release of allowance for losses and $7 million of charge-offs, net of recoveries.
(b)   Represents, primarily, utilization and expiration of net operating losses.
(c)   Represents $273 million of release of allowance for losses and $30 million of charge-offs, net of recoveries.
(d)   Represents $12 million of release of allowance for losses and $7 million of charge-offs, net of recoveries.
(e)   Includes the establishment of a $443 million valuation allowance related to Hyundai, recorded at the date of acquisition.