Form: 10-K

Annual report [Section 13 and 15(d), not S-K Item 405]

EXHIBIT 24

Published on


Exhibit 24
POWER OF ATTORNEY

KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature
appears below constitutes and appoints Thomas C. Castano, John Chieffo, Clifford
E. Kirsch and Bernard J. Jacob, and each of them severally, his true and lawful
attorney-in-fact with power of substitution and resubstitution to sign in his
name, place and stead, in any and all capacities, and to do any and all things
and execute any and all instruments that such attorney may deem necessary or
advisable under the Securities Exchange Act of 1934, as amended, and any rules,
regulations and requirements of the Securities and Exchange Commission, the
"Commission", in connection the with filing with the Commission of an Annual
Report on Form 10-K of Pruco Life Insurance Company (the "Registrant") for the
fiscal year ended December 31, 2004, the "Form 10-K", including specifically,
but without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
of the Registrant to the Form 10-K and such other form or forms as may be
appropriate to be filed with the Commission as any of them may deem appropriate,
together will all exhibits thereto, and to any and all amendments thereto and to
any other documents filed with the Commission, as fully for all intents and
purposes as he might or could do in person, and hereby ratifies and confirms all
that said attorneys-in-fact and agents, each acting alone, and his substitute or
substitutes, may lawfully do or cause to be done by virtue hereof.

IN WITNESS WHEREOF, I have hereunto set my hand this 30th day of March
2005.

/s/ David R. Odenath, Jr.
------------------------------------------

David R. Odenath, Jr.


19

Exhibit 24

POWER OF ATTORNEY

KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Thomas C. Castano, John Chieffo, Clifford E.
Kirsch and Bernard J. Jacob, and each of them severally, his true and lawful
attorney-in-fact with power of substitution and resubstitution to sign in his
name, place and stead, in any and all capacities, and to do any and all things
and execute any and all instruments that such attorney may deem necessary or
advisable under the Securities Exchange Act of 1934, as amended, and any rules,
regulations and requirements of the Securities and Exchange Commission, the
"Commission", in connection the with filing with the Commission of an Annual
Report on Form 10-K of Pruco Life Insurance Company (the "Registrant") for the
fiscal year ended December 31, 2004, the "Form 10-K", including specifically,
but without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
of the Registrant to the Form 10-K and such other form or forms as may be
appropriate to be filed with the Commission as any of them may deem appropriate,
together will all exhibits thereto, and to any and all amendments thereto and to
any other documents filed with the Commission, as fully for all intents and
purposes as he might or could do in person, and hereby ratifies and confirms all
that said attorneys-in-fact and agents, each acting alone, and his substitute or
substitutes, may lawfully do or cause to be done by virtue hereof.

IN WITNESS WHEREOF, I have hereunto set my hand this 30th day of March
2005.

/s/ Andrew J. Mako.
-----------------------------

Andrew J. Mako


20

Exhibit 24
POWER OF ATTORNEY

KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Thomas C. Castano, John Chieffo, Clifford E.
Kirsch and Bernard J. Jacob, and each of them severally, his true and lawful
attorney-in-fact with power of substitution and resubstitution to sign in his
name, place and stead, in any and all capacities, and to do any and all things
and execute any and all instruments that such attorney may deem necessary or
advisable under the Securities Exchange Act of 1934, as amended, and any rules,
regulations and requirements of the Securities and Exchange Commission, the
"Commission", in connection the with filing with the Commission of an Annual
Report on Form 10-K of Pruco Life Insurance Company (the "Registrant") for the
fiscal year ended December 31, 2004, the "Form 10-K", including specifically,
but without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
of the Registrant to the Form 10-K and such other form or forms as may be
appropriate to be filed with the Commission as any of them may deem appropriate,
together will all exhibits thereto, and to any and all amendments thereto and to
any other documents filed with the Commission, as fully for all intents and
purposes as he might or could do in person, and hereby ratifies and confirms all
that said attorneys-in-fact and agents, each acting alone, and his substitute or
substitutes, may lawfully do or cause to be done by virtue hereof.

IN WITNESS WHEREOF, I have hereunto set my hand this 30th day of March
2005.

/s/ C. Edward Chaplin
--------------------------------

C. Edward Chaplin


21

Exhibit 24

POWER OF ATTORNEY

KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Thomas C. Castano, John Chieffo, Clifford E.
Kirsch and Bernard J. Jacob, and each of them severally, his true and lawful
attorney-in-fact with power of substitution and resubstitution to sign in his
name, place and stead, in any and all capacities, and to do any and all things
and execute any and all instruments that such attorney may deem necessary or
advisable under the Securities Exchange Act of 1934, as amended, and any rules,
regulations and requirements of the Securities and Exchange Commission, the
"Commission", in connection the with filing with the Commission of an Annual
Report on Form 10-K of Pruco Life Insurance Company (the "Registrant") for the
fiscal year ended December 31, 2004, the "Form 10-K", including specifically,
but without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
of the Registrant to the Form 10-K and such other form or forms as may be
appropriate to be filed with the Commission as any of them may deem appropriate,
together will all exhibits thereto, and to any and all amendments thereto and to
any other documents filed with the Commission, as fully for all intents and
purposes as he might or could do in person, and hereby ratifies and confirms all
that said attorneys-in-fact and agents, each acting alone, and his substitute or
substitutes, may lawfully do or cause to be done by virtue hereof.

IN WITNESS WHEREOF, I have hereunto set my hand this 30th day of March
2005.

/s/ Helen M. Galt
---------------------------------

Helen M. Galt


22

Exhibit 24

POWER OF ATTORNEY

KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature
appears below constitutes and appoints Thomas C. Castano, John Chieffo, Clifford
E. Kirsch and Bernard J. Jacob, and each of them severally, his true and lawful
attorney-in-fact with power of substitution and resubstitution to sign in his
name, place and stead, in any and all capacities, and to do any and all things
and execute any and all instruments that such attorney may deem necessary or
advisable under the Securities Exchange Act of 1934, as amended, and any rules,
regulations and requirements of the Securities and Exchange Commission, the
"Commission", in connection the with filing with the Commission of an Annual
Report on Form 10-K of Pruco Life Insurance Company (the "Registrant") for the
fiscal year ended December 31, 2004, the "Form 10-K", including specifically,
but without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
of the Registrant to the Form 10-K and such other form or forms as may be
appropriate to be filed with the Commission as any of them may deem appropriate,
together will all exhibits thereto, and to any and all amendments thereto and to
any other documents filed with the Commission, as fully for all intents and
purposes as he might or could do in person, and hereby ratifies and confirms all
that said attorneys-in-fact and agents, each acting alone, and his substitute or
substitutes, may lawfully do or cause to be done by virtue hereof.

IN WITNESS WHEREOF, I have hereunto set my hand this 30th day of March
2005.

/s/ Ronald P. Joelson
-------------------------------
Ronald P. Joelson


23

Exhibit 24

POWER OF ATTORNEY

KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below constitutes and appoints Thomas C. Castano, John Chieffo, Clifford E.
Kirsch and Bernard J. Jacob, and each of them severally, his true and lawful
attorney-in-fact with power of substitution and resubstitution to sign in his
name, place and stead, in any and all capacities, and to do any and all things
and execute any and all instruments that such attorney may deem necessary or
advisable under the Securities Exchange Act of 1934, as amended, and any rules,
regulations and requirements of the Securities and Exchange Commission, the
"Commission", in connection the with filing with the Commission of an Annual
Report on Form 10-K of Pruco Life Insurance Company (the "Registrant") for the
fiscal year ended December 31, 2004, the "Form 10-K", including specifically,
but without limiting the generality of the foregoing, the power and authority to
sign his name in his respective capacity as a member of the Board of Directors
of the Registrant to the Form 10-K and such other form or forms as may be
appropriate to be filed with the Commission as any of them may deem appropriate,
together will all exhibits thereto, and to any and all amendments thereto and to
any other documents filed with the Commission, as fully for all intents and
purposes as he might or could do in person, and hereby ratifies and confirms all
that said attorneys-in-fact and agents, each acting alone, and his substitute or
substitutes, may lawfully do or cause to be done by virtue hereof.


IN WITNESS WHEREOF, I have hereunto set my hand this 30th day of March
2005.

/s/ James J. Avery, Jr.
-----------------------------

James J. Avery, Jr.


24