Form: 10-K

Annual report [Section 13 and 15(d), not S-K Item 405]

EXHIBIT 32.2

Published on


Exhibit 32.2

CERTIFICATION

Pursuant to 18 U.S.C. Section 1350, I, John Chieffo, Chief Financial Officer of
Pruco Life Insurance Company (the "Company"), hereby certify that the Company's
Annual Report on Form 10-K for the quarter ended December 31, 2004 (the
"Report") fully complies with the requirements of Section 13(a) or 15(d) of the
Securities Exchange Act of 1934 and that the information contained in the Report
fairly presents, in all material respects, the financial condition and results
of operations of the Company.

Dated: March 30, 2005

/s/ John Chieffo
-------------------------------------
Name: John Chieffo
Title: Chief Accounting Officer

The foregoing certification is being furnished solely pursuant to 18 U.S.C.
Section 1350 and is not being filed as part of the Report or as a separate
disclosure document.


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