QuickLinks -- Click here to rapidly navigate through this document

Exhibit 4.11

CERTIFICATE OF TRUST
OF
PRUDENTIAL FINANCIAL CAPITAL TRUST II

        THIS Certificate of Trust of Prudential Financial Capital Trust II (the "Trust") is being duly executed and filed by the undersigned, as trustees, to form a statutory trust under the Delaware Statutory Trust Act (12 Del.C. Section 3801 et seq.) (the "Act").

        1.    Name:    The name of the statutory trust formed hereby is Prudential Financial Capital Trust II.

        2.    Delaware Trustee:    The name and business address of the trustee of the Trust in the State of Delaware is Chase Manhattan Bank USA, National Association, c/o JP Morgan Chase, Attention: Institutional Trust Services, 500 Stanton Christiana Road, OPS4 / 3rd Floor, Newark, Delaware 19713.

        3.    Effective Date:    This Certificate of Trust shall be effective upon its filing with the Secretary of State of the State of Delaware.

[Signature page follows]

1


        IN WITNESS WHEREOF, the undersigned has executed this Certificate of Trust in accordance with Section 3811(a) of the Act.

    CHASE MANHATTAN BANK USA,
NATIONAL ASSOCIATION, as Delaware
Trustee

 

 

By:

 

/s/ John J. Cashin

Name: John J. Cashin
Title: Vice-President

 

 

JPMORGAN CHASE BANK, as Property
Trustee

 

 

By:

 

/s/ Craig Baumberger

Name: Craig Baumberger
Title: Trust Officer

 

 

/s/ Richard Vaccaro

Name: Richard Vaccaro
as Administrative Trustee

 

 

/s/ Scott Kaplan

Name: Scott Kaplan
as Administrative Trustee

 

 

/s/ Jonathan Hunt

Name: Jonathan Hunt
as Administrative Trustee

2




QuickLinks

CERTIFICATE OF TRUST OF PRUDENTIAL FINANCIAL CAPITAL TRUST II