Form: S-3

Registration statement under Securities Act of 1933

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Exhibit 4.12


CERTIFICATE OF TRUST
OF
PRUDENTIAL FINANCIAL CAPITAL TRUST III

        THIS Certificate of Trust of Prudential Financial Capital Trust III (the "Trust") is being duly executed and filed by the undersigned, as trustees, to form a statutory trust under the Delaware Statutory Trust Act (12 Del.C. Section 3801 et seq.) (the "Act").

        1.    Name: The name of the statutory trust formed hereby is Prudential Financial Capital Trust III.

        2.    Delaware Trustee: The name and business address of the trustee of the Trust in the State of Delaware is Chase Manhattan Bank USA, National Association, c/o JP Morgan Chase, Attention: Institutional Trust Services, 500 Stanton Christiana Road, OPS4 / 3rd Floor, Newark, Delaware 19713.

        3.    Effective Date: This Certificate of Trust shall be effective upon its filing with the Secretary of State of the State of Delaware.


[Signature page follows]

        IN WITNESS WHEREOF, the undersigned has executed this Certificate of Trust in accordance with Section 3811(a) of the Act.

    CHASE MANHATTAN BANK USA,
NATIONAL ASSOCIATION, as Delaware Trustee		    


 

 

By:

/s/  JOHN J. CASHIN      
Name: John J. Cashin
Title: Vice-President

 

 

 
 
JPMORGAN CHASE BANK,
as Property Trustee
 
 


 

 

By:

/s/  CRAIG BAUMBERGER      
Name: Craig Baumberger
Title: Trust Officer

 

 

 
 
/s/  RICHARD VACCARO      
Name: Richard Vaccaro
as Administrative Trustee
 
 

 
 
/s/  SCOTT KAPLAN      
Name: Scott Kaplan
as Administrative Trustee
 
 

 
 
/s/  JONATHAN HUNT      
Name: Jonathan Hunt
as Administrative Trustee
 
 


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CERTIFICATE OF TRUST OF PRUDENTIAL FINANCIAL CAPITAL TRUST III
[Signature page follows]