Form: 8-K

Current report

Exhibit 99.3

Prudential Financial, Inc.

Reconciliation between adjusted operating income and the comparable GAAP measure

First Quarter 2008

 

     2008     2007     2006     2005  
($ in millions, except per share data)    1Q     Full Year     4Q     3Q     2Q     1Q     Full Year     Full Year  

Pre-tax adjusted operating income

   992     4,905     1,080     1,392     1,212     1,221     4,065     3,513  

Income taxes, applicable to adjusted operating income

   263     1,400     268     416     355     361     1,160     1,105  
                                                

Financial Services Businesses after-tax adjusted operating income

   729     3,505     812     976     857     860     2,905     2,408  
                                                

Reconciling items:

                

Realized investment gains, net, and related charges and adjustments

   (678 )   (96 )   (91 )   (180 )   34     141     83     549  

Investment gains on trading account assets supporting insurance liabilities, net

   (262 )   —       (10 )   36     (108 )   82     35     (33 )

Change in experience-rated contractholder liabilities due to asset value changes

   200     13     9     (6 )   72     (62 )   11     (44 )

Divested businesses

   (112 )   (26 )   (45 )   (27 )   18     28     119     21  

Equity in earnings of operating joint ventures

   (60 )   (400 )   (77 )   (103 )   (100 )   (120 )   (322 )   (214 )
                                                

Total reconciling items, before income taxes

   (912 )   (509 )   (214 )   (280 )   (84 )   69     (74 )   279  

Income taxes, not applicable to adjusted operating income

   (216 )   (255 )   (137 )   (101 )   (35 )   18     (34 )   (463 )
                                                

Total reconciling items, after income taxes

   (696 )   (254 )   (77 )   (179 )   (49 )   51     (40 )   742  
                                                

Income from continuing operations (after-tax) of Financial Services Businesses before equity in earnings of operating joint ventures

   33     3,251     735     797     808     911     2,865     3,150  

Equity in earnings of operating joint ventures, net of taxes

   43     246     46     67     56     77     208     142  
                                                

Income from continuing operations (after-tax) of Financial Services Businesses

   76     3,497     781     864     864     988     3,073     3,292  

Income (loss) from discontinued operations, net of taxes

   1     15     11     (4 )   (29 )   37     71     (73 )
                                                

Net income of Financial Services Businesses

   77     3,512     792     860     835     1,025     3,144     3,219  
                                                

Earnings per share of Common Stock (diluted):

                

Financial Services Businesses after-tax adjusted operating income

   1.65     7.60     1.79     2.13     1.84     1.83     6.02     4.78  

Reconciling items:

                

Realized investment gains, net, and related charges and adjustments

   (1.51 )   (0.20 )   (0.20 )   (0.39 )   0.07     0.30     0.17     1.05  

Investment gains on trading account assets supporting insurance liabilities, net

   (0.58 )   —       (0.02 )   0.08     (0.23 )   0.17     0.07     (0.06 )

Change in experience-rated contractholder liabilities due to asset value changes

   0.44     0.03     0.02     (0.01 )   0.15     (0.13 )   0.02     (0.08 )

Divested businesses

   (0.25 )   (0.06 )   (0.10 )   (0.06 )   0.04     0.06     0.24     0.04  

Equity in earnings of operating joint ventures

   (0.13 )   (0.85 )   (0.17 )   (0.22 )   (0.21 )   (0.25 )   (0.65 )   (0.41 )
                                                

Total reconciling items, before income taxes

   (2.03 )   (1.08 )   (0.47 )   (0.60 )   (0.18 )   0.15     (0.15 )   0.54  

Income taxes, not applicable to adjusted operating income

   (0.48 )   (0.53 )   (0.31 )   (0.21 )   (0.08 )   0.04     (0.07 )   (0.89 )
                                                

Total reconciling items, after income taxes

   (1.55 )   (0.55 )   (0.16 )   (0.39 )   (0.10 )   0.11     (0.08 )   1.43  
                                                

Income from continuing operations (after-tax) of Financial Services Businesses before equity in earnings of operating joint ventures

   0.10     7.05     1.63     1.74     1.74     1.94     5.94     6.21  

Equity in earnings of operating joint ventures, net of taxes

   0.10     0.53     0.10     0.15     0.12     0.16     0.42     0.27  
                                                

Income from continuing operations (after-tax) of Financial Services Businesses

   0.20     7.58     1.73     1.89     1.86     2.10     6.36     6.48  

Income (loss) from discontinued operations, net of taxes

   —       0.03     0.02     (0.01 )   (0.06 )   0.08     0.14     (0.14 )
                                                

Net income of Financial Services Businesses

   0.20     7.61     1.75     1.88     1.80     2.18     6.50     6.34